Really, really last minute shopping tips

"The best time to shop is 12/24........lots of bargains and no shoppers. Take it from a male who has been there." -a reader named Jim

Has Christmas got you in a panic? No worries. Tightwad Tod at Consumer Reports has nine reasons why you should breathe easy.

I'll add my own reason. USPS Priority mail arrives in 2-3 days, just in the nick of time.

As an aside, if you are looking for an electronic gift, Consumer Reports recommends these digital cameras under $300.