Stop worrying about money

I got this idea from your answers to my recent poll about 2009 financial goals. I had no idea you were all so worried about money!

Here are a few ways to reduce pocketbook stress.

• Think about what you can control. Do your best not to stress about what is out of your hands.
• What can you do about the things you can control? Brainstorm every idea that comes to mind and edit out the lame ones later. I find when I "say yes" to all the ideas that pop into my brain, in the long run I end up with better solutions.
• Start small. Pick one thing you can do to reduce your stress about money and hold yourself to it.
• Talk to a friend or partner about your worries. Venting is a fabulous way to let go, even if it is only a temporary solution.
• Pick an accountability partner that you report to for purchases over a set limit, say $100. Anytime you want to make a purchase over that limit, consult them. As adults, we shouldn't need help saying no, but in reality most of us do (me included).
• Exercise. Breaking a sweat is a great way to forget your troubles and feel good about yourself.
• If your problem is serious, get professional help.

A two-page brief by a professor at the University of Florida defines financial stress and suggests a few ways to reduce it. It's actually pretty helpful!