Another credit issue...plastic

USC Assistant Professor Lars Perner, who studies consumer behavior, had credit on his mind in a recent conversation with me. But it wasn't just the current so called "credit crisis" gripping the country.

Perner brought up another troubling thought, which I haven't seen much talk about in recent news.

Here's what he said about credit card debt.:

 "...I suspect a lot of people have been racking up credit card debt. At some point, that has to be paid back. It's a huge problem. The problem is when this goes on for a long period of time. You get into a problem of denial about just how much has accumulated."

It got me Google-ing. Check out this article.